Saving money without losing your mind 

Saving money in day to day life can be a bit of  a challenge to say the least. We can have so much to do that we can’t find time to stop and think about how we could cut the cost of something here and teeth. That’s just the way it is, right?

Wrong. There are ways to save money that shouldn’t take up too much of your time and should be quite easy to to integrate into our hectic lives. In this article we will look at a few.

One of the very best things that everyone can do if they have a home is to switch energy suppliers. Whole comparison websites have been built up around this part of the industry but still less than 20% of UK homeowners actually switch their energy suppliers.

The best thing you can do is find out which energy supplier offers the best deal for you (take your time) and then switch as quickly as possible. The reason you need to change quickly is because the industry is regulated massively and is alway subject to change. And energy suppliers themselves can often change rates very quickly.

Back in the world where you live, it is probably worth looking at your daily commute to work. If you can cycle to work then it is worthwhile doing so. People save thousands on their petrol bills every year simply because they choose to make the switch from car to bike.

This can mean that you also get healthier too, as well as get more fresh air. It takes away a lot of the stress of the daily commute simply because it is a slower pace, and it has less stress-inducing situations (such as road rage). It is all but free once you have taken out the small costs of maintaining a bike.

One thing that many people don’t consider when looking at their saving is putting their savings into a current account. At first, this may seem like madness, but many banks now offer incredibly good rates on current accounts, so you can come away with an excellent interest rate that will help your savings grow faster than they would in a conventional savings account.

Sounds a little weird, but more and more people are doing it thanks to banks giving better rates on current accounts.

Don’t drink bottled water, that’s our final piece of advice. It may taste great but it isn’t that much of a substitute for filtered water or even tap water. On top of that it costs a fortune, and a lot of money is spent each year on bottled water.

Save yourself some of that expenditure and avoid buying it if you can. You’ll thank yourself when you literally see your bank account looking  a lot more solid after a little while. It all mounts up.

So those are some simple ways in which you can save money. All of these ideas are, we think, quite practical, and should be easy to  implement into your life. Go for it, and you’ll find yourself saving money a lot quicker.

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