Many of us are looking for ways to generate extra income, and for some, investment in individual stocks and shares, or through funds, is an increasingly attractive option. If you have money set aside that you would like to grow, and you are prepared to do your homework, investing can be a good way to boost your financial wellbeing. The developments in technology and regulation that have transformed the financial markets in recent years make it easier than ever to get involved. (more…)

We all know we need to make smart investments, saving funds for our long term financial aims. But many don’t realise how currency can affect the value of their savings and investments. 

Living in a globalised world, where financial assets are distributed across various countries, means your savings and investments will have a lot of exposure to the effects of fluctuating currency exchange rates.
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If you’re looking to sell your home, you’ll obviously want to sell it for as much money as possible. Regardless of what your budget is, there’s plenty of ways you can increase the property’s value and below we’ll look at some of the best and most effective. (more…)

ISAs or Individual Savings Accounts, are a popular way for us to invest and save. One of the main appeals of these is the fact they’re tax-free on savings of up to £15,240, however, ISAs aren’t simply a one-size fits all scenario.

There are a variety of different options you can consider. Better still, these can suit specific needs and situations; in this post we’ve detailed a few examples of ISAs that you may wish to invest in. (more…)

Lots of people keep savings in their accounts for a rainy day. However, sometimes it’s better to invest the money to make a profit. There are many different routes you can take to achieve that goal. We’re going to discuss some of them today, and then highlight the best ways of cutting back. As you can probably imagine, investments are often expensive. The less you spend; the more profit you can make. So, use the information from this article to expand your horizons and learn some new techniques. Who knows? By this time next year, you might have made enough cash to leave your job and live the good life. (more…)

Every diamond bought will always be a considered purchase whatever the intended use but there are ways to buy the best gemstone you can for the budget you have. Whether it’s for an engagement ring or to keep as a future investment, buy wise and you’ll have an item of beauty you can look at and admire and know that you didn’t overpay. (more…)

Since ISAs were introduced in 1999, millions of people in the UK have taken advantage of the tax-free savings opportunities they offer. Interest rates differ according to the provider and there are two kinds of ISA; cash and investment. The latter is also known as a stocks and shares ISA and is becoming increasingly popular with those who are looking for potentially higher returns. (more…)