If you are looking at your budget and wondering where in the heck else can you save, do not despair. You do not yet need to start cutting things out of your life left and right. Sure, there may come a time when that is the course of action you need to take, but today is not the day!
Instead of freaking out and making a list of what you can live without and what you must absolutely have to survive, try reading this post and learning an invaluable tip that will help you save money. Invaluable? Yes, literally- this tip is invaluable. (more…)