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Unfortunately, debt affects many of us at some point in our lives. Part of the reason for this is that there are many forms it can take. There are very few people who are complete strangers to the experience of owing money. The only real difference is in how much is owed. Some people only ever owe a little, and some end up getting into a hole where it feels like they can’t get out. The upside of all this is that, if you are in debt, you are not alone. Others have been in the same situation you are in. There’s good news in that, which is that help is always at hand. There are all sorts of things you can do to lessen the debt in your life, and all sorts of coping strategies too. In this post, we are going to look at what steps you can take to make your debt more manageable and less overwhelming. (more…)