January 2016 archive

The benefits of time deposit investment savings

There are now a number of ways you can effectively save money for either the long or short term. One way is through a time deposit investment. This is a fixed term savings account where as long as you leave the funds in place for the specified time, an enhanced interest rate is attached to the product. There are penalties for early withdrawal or not giving notice to withdraw during the term but there are a number of benefits to choosing this route. (more…)

The Savvy guide to buying diamonds

Every diamond bought will always be a considered purchase whatever the intended use but there are ways to buy the best gemstone you can for the budget you have. Whether it’s for an engagement ring or to keep as a future investment, buy wise and you’ll have an item of beauty you can look at and admire and know that you didn’t overpay. (more…)